
Excavator Finance for Australian Businesses
New or used, mini or full size, from a dealer, private seller or auction. We compare lenders to find finance that fits your cash flow, so you can get the machine working sooner.
WHY USE A BROKER, NOT DEALER FINANCE?
Dealers focus on selling the machine, often using there own finance and only asking you what your monthly budget is. They then stretch the term to hit a monthly figure that fits what you have told them and they can make more profit for them and the dealership.
Keep It Simple Financial work for you and build a long term relationship to build and support your business.
Comparing a wide panel of lenders not just one
Focus on total cost, not just the repayment
Match the term to the machine's working life
Get you approved first, so you negotiate like a cash buyer
Save you on total cost of machine so you don't overpay on sale and finance
WHAT WE FINANCE
Mini, and full size excavators
Crawler track and wheeled machines
Attachments, buckets and augers
New, used, private sale and auction
All major brands: CAT, Komatsu, Kubota, Hitachi, Kobelco, Yanmar, Takeuchi and more
FINANCE OPTIONS
Chattel Mortgage: own it from day one
Finance Lease: preserve cash, option to own at the end
Low Doc: for self employed and newer businesses
Refinance: lower repayments or release equity
EXCAVATOR FINANCE FAQS
Can I finance a used excavator from a private seller?
Yes, subject to the machine's age, condition and value.
Can I get finance with a new ABN?
Often yes, particularly with a deposit, property backed and particular lenders on panel.
How long can I finance an excavator for?
Usually one to seven years, depending on the lender and machine age.








