Excavator Finance for Australian Businesses

New or used, mini or full size, from a dealer, private seller or auction. We compare lenders to find finance that fits your cash flow, so you can get the machine working sooner.

WHY USE A BROKER, NOT DEALER FINANCE?

Dealers focus on selling the machine, often using there own finance and only asking you what your monthly budget is. They then stretch the term to hit a monthly figure that fits what you have told them and they can make more profit for them and the dealership.

Keep It Simple Financial work for you and build a long term relationship to build and support your business.

  • Comparing a wide panel of lenders not just one

  • Focus on total cost, not just the repayment

  • Match the term to the machine's working life

  • Get you approved first, so you negotiate like a cash buyer

  • Save you on total cost of machine so you don't overpay on sale and finance

WHAT WE FINANCE

  • Mini, and full size excavators

  • Crawler track and wheeled machines

  • Attachments, buckets and augers

  • New, used, private sale and auction

  • All major brands: CAT, Komatsu, Kubota, Hitachi, Kobelco, Yanmar, Takeuchi and more

FINANCE OPTIONS

  • Chattel Mortgage: own it from day one

  • Finance Lease: preserve cash, option to own at the end

  • Low Doc: for self employed and newer businesses

  • Refinance: lower repayments or release equity

EXCAVATOR FINANCE FAQS

Can I finance a used excavator from a private seller?
Yes, subject to the machine's age, condition and value.

Can I get finance with a new ABN?
Often yes, particularly with a deposit, property backed and particular lenders on panel.

How long can I finance an excavator for?
Usually one to seven years, depending on the lender and machine age.