Rent-to-Buy Equipment Finance

Get the equipment you need now, with the flexibility to decide what happens next.

Rent-to-Buy can be a practical alternative when traditional equipment finance is not the right fit. It allows businesses to access essential machinery, trucks, plant and other equipment through a 12-month rental arrangement, helping preserve cash flow and keep projects moving.

With fixed rental payments and the option to purchase the equipment at the end of the term, extend the rental or return the equipment, businesses can gain access to the assets they need without committing to a traditional loan from day one.

How Can We Help?

How Rent-to-Buy Works

Choose your equipment - Find the machinery, vehicle or equipment your business needs, new or used.
We structure the application - Keep It Simple Financial works with you to fund it on a 12-month rental contract then present the application to the appropriate funding provider.
Get approved and funded - Once approved, the equipment can be delivered and put to work.
Make Fixed Repayments - You make fixed repayments that due to the business expense can be a tax deduction.
Choose your path at the end of the term - Depending on the agreement, you may have the option to purchase the equipment, continue renting or return it.

Who Can Benefit?

We take the time to understand what you are trying to achieve and help determine whether Rent-to-Buy is suitable for your business. We can help structure the application, identify the right funding option and guide you through the process from enquiry through to settlement.

Whether you need an excavator, skid steer, truck, trailer, earthmoving equipment, forklifts or other business assets, we can help you explore a flexible path to getting the equipment you need and keep your business moving.

Rent-to-Buy may be particularly useful for businesses that: